Local Government Pension Scheme

Are you thinking about taking a lump sum when you retire? Use the Lump sum calculator to see how your pension is affected if you swap some of it for a lump sum. You can now use this calculator if you want to take all or part of your AVC...

The lifetime allowance used to limit the amount of pension you could build up in UK pension schemes before you had to pay extra tax. From 6 April 2024, the lifetime allowance is no longer in force. What has replaced it? Two lump sum limits were introduced from 6 April...

Active pension accounts, deferred pensions and pensions in payment are adjusted each April in line with the cost of living. The increase is based on the September to September change in the Consumer Prices Index (CPI). The CPI increase for the year up to September 2023 was 6.7%. This means...

Both you and your employer pay contributions to pay for your LGPS pension. How much you pay depends on how much you earn. You will pay between 5.5% and 12.5% of your pensionable pay. Every April your employer will decide your contribution rate. If you have more than one job,...

The LGPS rules changed from 1 October 2023. These changes are known as the McCloud remedy. You could be affected if you first joined the LGPS or another public service pension scheme before 1 April 2012. We have created a new section of this website to help members understand whether...