Local Government Pension Scheme

The Government has responded to its consultation on changes to the LGPS to remove the discrimination identified in the McCloud court case. See the McCloud court case FAQs and the member factsheet for a summary of the judgment and the changes the Government is making to the LGPS.

The contributions you pay to the LGPS are tax-free up to certain limits. You may have to pay tax if your pension savings are more than those limits. The Government has recently made changes to these limits: The money purchase and tapered annual allowance limits have also changed. See the...

Both you and your employer pay contributions to pay for your LGPS pension. How much you pay depends on how much you earn. You will pay between 5.5% and 12.5% of your pensionable pay. Every April your employer will decide your contribution rate. If you have more than one job,...

Pension credit provides extra income for people over State Pension Age on lower incomes. In April 2022, it was estimated that about 850,000 households are missing out on Pension Credit because they think it isn’t meant for them. Pension Credit can be worth up to £3,300 a year and you may be...

Active pension accounts, deferred pensions and pensions in payment are adjusted each April in line with the cost of living. The increase is based on the September to September adjustment to the Consumer Prices Index (CPI). The CPI index for the year up to September 2021 was 3.1%. This means...