Contribution limits

At the present time there is no overall limit on the amount of contributions you can pay, although, there is a limit on the extra LGPS pension you can buy, currently £6,822. However, tax relief is only given on:

  • contributions up to 100% of your UK taxable earnings, or;
  • up to £3,600 if your earnings are below £3,600

If you are interested in paying additional contributions to increase the benefits you will receive in retirement you should refer to the section How to increase your pension benefits.

Additionally, under HM Revenue and Customs rules there are controls on the pension savings you can have before you become subject to a tax charge - although most people will not be affected by these controls if you are interested in paying additional contributions you should be aware of the limits. To find out more, see the section on Tax controls and your LGPS benefits.